Lindsey Cotter
Co-Founder of Retirement Income Solutions, LLC
Lindsey Cotter is on a mission to help everyday investors achieve their financial goals with greater confidence and less stress using her expertise in The Universe of Income Generating Investment Options. These are the options most advisors don’t have the training or experience to offer their clients: tools and strategies designed to protect investment principal and generate reliable income through interest and dividends regardless of market conditions.
In addition to retirement planning and income solutions, Lindsey is experienced in helping clients with a comprehensive range of financial services, including investment management, Social Security maximization, tax planning, estate planning, and more.
She is also a committed financial educator who frequently hosts workshops on a wide range of timely financial topics.
Along with fellow Retirement Income Solutions co-founder Nathan Cox, Lindsey is co-author of the acclaimed book, “Victory Lap: Winning the Race to and Through Retirement.”
In addition to retirement planning and income solutions, Lindsey is experienced in helping clients with a comprehensive range of financial services, including investment management, Social Security maximization, tax planning, estate planning, and more.
She is also a committed financial educator who frequently hosts workshops on a wide range of timely financial topics.
Along with fellow Retirement Income Solutions co-founder Nathan Cox, Lindsey is co-author of the acclaimed book, “Victory Lap: Winning the Race to and Through Retirement.”
Nathan Cox
Co-Founder of Retirement Income Solutions, LLC
Nathan Cox is committed to providing his clients with superior customer service and peace of mind through time-tested investment strategies designed to help minimize risks while generating dependable income in all market conditions.
Through financial education and his expertise in the Universe of Income Generating Investment Options, Nathan has helped countless individuals and families achieve their long-term financial goals with less worry and greater peace of mind.
In addition to retirement planning and income solutions, Nathan is experienced in helping clients with a comprehensive range of financial services, including investment management, 401(k) and IRA rollovers and conversions, insurance and long-term care planning, and more.
Along with fellow Retirement Income Solutions co-founder Lindsey Cotter, Nathan is co-author of the acclaimed book, “Victory Lap: Winning the Race to and Through Retirement.”
Through financial education and his expertise in the Universe of Income Generating Investment Options, Nathan has helped countless individuals and families achieve their long-term financial goals with less worry and greater peace of mind.
In addition to retirement planning and income solutions, Nathan is experienced in helping clients with a comprehensive range of financial services, including investment management, 401(k) and IRA rollovers and conversions, insurance and long-term care planning, and more.
Along with fellow Retirement Income Solutions co-founder Lindsey Cotter, Nathan is co-author of the acclaimed book, “Victory Lap: Winning the Race to and Through Retirement.”
Judson Pyatt
CFP®️, Investment Advisor Representative
Judson is a graduate of William Jewell College and studied abroad at Harlaxton College in Grantham, England. His early professional experience included roles in public relations and sports marketing, including for NASCAR. Since starting as a financial professional in 2009, he has developed a love of educating, serving, and leading others.
Judson holds the distinguished industry designation of Certified Financial Planner®️ and has used this to build a successful career. His primary goal is to help others achieve their long-term financial goals with confidence and peace of mind.
Though he lives now in the Nashville area, Judson grew up in Missouri, was raised in the Ozarks, and is an avid fan of the Kansas City Chiefs and Royals. A lifelong athlete who played college football, Judson still enjoys running, hiking, and whitewater rafting. He also enjoys traveling, camping, cooking, and spending time with his wife and their two children and three dogs.
Judson holds the distinguished industry designation of Certified Financial Planner®️ and has used this to build a successful career. His primary goal is to help others achieve their long-term financial goals with confidence and peace of mind.
Though he lives now in the Nashville area, Judson grew up in Missouri, was raised in the Ozarks, and is an avid fan of the Kansas City Chiefs and Royals. A lifelong athlete who played college football, Judson still enjoys running, hiking, and whitewater rafting. He also enjoys traveling, camping, cooking, and spending time with his wife and their two children and three dogs.
Tyson Asay
CFP®️, Investment Advisor Representative
Tyson joined Retirement Income Solutions because of the firm’s focus on income-generating investment options. Helping people prepare for and live in retirement has been a long-time passion for him. Knowing that the firm specializes in helping clients meet their income objectives excites him and drives his dedication to providing the highest level of service.
Andrew Holdiness
Client Service Advisor
As a Client Service Advisor, Andrew brings the warmth and charm of his New Orleans upbringing to the Retirement Income Solutions team. Growing up in the vibrant city, he absorbed its unique culture and small-town values, which are evident in the details of his life, such as his dog, Huey, named after the legendary Louisiana politician Huey P. Long.
Says Andrew: “I enjoy working with people and helping them achieve their goals. Every client is unique and has an evolving financial picture, which keeps me engaged and excited to go to work”.
Says Andrew: “I enjoy working with people and helping them achieve their goals. Every client is unique and has an evolving financial picture, which keeps me engaged and excited to go to work”.
Nancy Hall
Director of New Business
As Director of New Business, Nancy Hall brings a wealth of experience and a keen eye for organization and administration. Her diverse background includes serving as the mayor of a small town in Alabama and managing various businesses, allowing her to develop the skills necessary for ensuring the smooth and efficient operation of an organization.
Lauryn Seacrist
Client Service Assistant
Lauryn is our dedicated Client Service Assistant at Retirement Income Solutions. With a strong background in retirement planning services and a passion for providing top-notch client support, Lauryn is an invaluable asset to our team.
Angela Orr
Marketing Coordinator
Angela, our Marketing Coordinator, brings three years of marketing experience and a passion for creativity to our team. She earned her bachelor’s degree in marketing from Bowling Green State University and holds an audio and video engineering certificate, showcasing her diverse range of skills.
Chad Hamby
New Business Processing Coordinator / Investment Advisor Representative
Chad is a seasoned professional with a diverse background in finance, mortgage services, and corporate invoicing. This wide range of experience and expertise serves him well in his role at Retirement Income Solutions.
Chad holds a bachelor’s degree in business administration (with a concentration in real estate) and a master’s in finance. He is tech savvy and has 10 years of experience in the mortgage and real estate industries.
Chad grew up in New Jersey and has lived in Tennessee since 2008. Away from the office, he enjoys traveling and is looking forward to his next international trip to Japan.
Chad grew up in New Jersey and has lived in Tennessee since 2008. Away from the office, he enjoys traveling and is looking forward to his next international trip to Japan.
Karmen Ramirez
New Business Processing Coordinator at Retirement Income Solutions
Karmen brings a dynamic blend of organization and enthusiasm to our team. As a Processing Coordinator, she plays a crucial role in ensuring that our operations run smoothly and efficiently. Karmen’s meticulous attention to detail guarantees that every client experience is handled with precision and that our clients’ needs are met promptly.
Her commitment to excellence is matched only by her passion for empowering clients to achieve their financial goals. Karmen currently holds her Life Insurance license and has her Health License, and she is actively working toward obtaining additional licenses in the finance industry to further enhance her expertise.
Raised in Lawrenceville, Georgia, Karmen made the vibrant city of Murfreesboro, Tennessee, her home in 2022. She is an engaged member of Destiny Center Church and believes in giving back to her community. In her free time, Karmen is an avid reader and enjoys running, as well as exploring the rich culture and attractions of the Nashville Metro area.
At Retirement Income Solutions, Karmen’s unwavering dedication and commitment to exceptional service help create a welcoming environment for all our clients.
Lexi Griffin
Marketing Coordinator
Lexi, our Marketing Coordinator, brings five years of experience to our team and is committed to connecting with others and creating messages that resonate. She graduated with honors from Athens State University with a bachelor’s degree in marketing, demonstrating her passion and dedication to her professional life.
Nate McDaniel
Marketing Coordinator
Nate is a University of Georgia graduate and former TV news producer. His experience as a journalist includes stints in Austin, Denver, and Chattanooga. During that time, he produced wall-to-wall breaking news coverage of many national stories, including the Austin bombings, Hurricane Harvey, and the Sutherland Springs mass shooting.
Nate joined the Retirement Income Solutions team after five years as Marketing Director at a regional logistics company. He is a passionate content creator who enjoys the positive impact of his work.
Away from the office, Nate pursues his other passions: nature and music. He once hosted a nature web series highlighting the Tennessee Valley’s most underrated hiking spots. As a musician, Nate plays piano and sings for a local band in Chattanooga, and once organized the Valley Vibes Music & Arts Festival, the largest festival of its kind in the history of the Tennessee Valley.
Nate joined the Retirement Income Solutions team after five years as Marketing Director at a regional logistics company. He is a passionate content creator who enjoys the positive impact of his work.
Away from the office, Nate pursues his other passions: nature and music. He once hosted a nature web series highlighting the Tennessee Valley’s most underrated hiking spots. As a musician, Nate plays piano and sings for a local band in Chattanooga, and once organized the Valley Vibes Music & Arts Festival, the largest festival of its kind in the history of the Tennessee Valley.